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i am going to reopen for commissions soon, but i want to make my reasoning clear. a lot of people will lie to you about this. they will tell you that they are taking your money on an emergency basis, when they're saving up for something weird that they don't wanna let you in on. i've done that before and i'm not going to do it again. instead, i'm going to tell you exactly what's going on. recently, i had a bit of an overdraft scare. i overestimated how much money i had in my account when making a $5 purchase over xbox live. i apparently only had $3 left. fortunately, my bank is set up to autodraft from my savings when this happens. unfort

woa i'm 23